:root{
  --bg:#F7F7F7; --surface:#FFFFFF; --ink:#141414; --muted:#555555; --line:#E4E4E4;
  --red:#C81E28; --red-ink:#C81E28; --on-red:#FFFFFF; --band:#141414; --band-ink:#FFFFFF; --band-muted:#CFCFCF;
  --foot:#0F0F0F; --foot-ink:#BDBDBD; --error:#B3261E;
  --apple-opacity:.08;
  color-scheme: light;
  box-sizing:border-box;
  padding-top:env(safe-area-inset-top,0px);
  padding-bottom:env(safe-area-inset-bottom,0px);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-padding-top:env(safe-area-inset-top,0px);scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--bg);color:var(--ink);font-family:'Inter','Helvetica Neue',Arial,sans-serif;font-size:17px;line-height:1.55;isolation:isolate;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto}
a{color:var(--red-ink)}
:focus-visible{outline:3px solid var(--red-ink);outline-offset:3px;border-radius:4px}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.narrow{max-width:820px;margin:0 auto;padding:0 24px}

/* backdrop apple */
.apple-bg{position:fixed;top:50%;left:50%;transform:translate(-50%,-50%);width:min(760px,80vw);opacity:var(--apple-opacity);pointer-events:none;z-index:-1}


/* header */
header.site{background:var(--surface);border-bottom:1px solid var(--line);position:relative;z-index:5}
.head{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 24px;max-width:1200px;margin:0 auto}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:700;font-size:20px;letter-spacing:-.01em}
.brand img{height:40px;width:auto}
nav.main{display:flex;align-items:center;gap:26px}
nav.main a{color:var(--ink);text-decoration:none;font-size:15px;font-weight:500}
nav.main a[aria-current="page"]{color:var(--red-ink)}
nav.main a.tel{font-weight:600}
nav.main a.nav-cta{color:var(--red-ink);font-weight:700}
.menu-btn{display:none;font:inherit;font-size:15px;font-weight:600;background:none;border:1px solid var(--line);color:var(--ink);border-radius:8px;padding:10px 14px;min-height:44px}
@media (max-width:860px){
  .menu-btn{display:inline-flex;align-items:center}
  nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:var(--surface);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:8px 24px 16px}
  nav.main.open{display:flex}
  nav.main a{padding:12px 0;border-bottom:1px solid var(--line)}
  nav.main a.nav-cta{margin-top:12px;border:0;background:var(--red);color:var(--on-red);text-align:center;border-radius:8px;padding:14px}
}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:14px 26px;border-radius:8px;background:var(--red);color:var(--on-red);font:inherit;font-size:16px;font-weight:600;text-decoration:none;border:0;cursor:pointer}
.btn:hover{filter:brightness(.93)}
.link-strong{color:var(--ink);text-decoration:none;font-weight:600}
.link-strong span{color:var(--red-ink)}

/* type */
h1,h2,h3{letter-spacing:-.025em;line-height:1.1;margin:0}
h2.section{font-size:clamp(30px,4vw,44px);font-weight:800;text-align:center}
.lede{color:var(--muted);font-size:18px;text-align:center;margin:12px auto 0;max-width:620px}
section.block{padding:88px 0}
section.tint{background:color-mix(in srgb,var(--surface) 55%,transparent)}

/* hero */
.hero{background:var(--bg);position:relative;z-index:1}
.hero .grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:56px;align-items:center;padding:80px 24px}
.hero h1{font-size:clamp(46px,6.4vw,76px);font-weight:800;letter-spacing:-.04em;line-height:1}
.hero h1 .third{color:var(--red-ink)}
.hero p.sub{font-size:19px;color:var(--muted);max-width:520px;margin:24px 0}

/* page heading band for subpages */
.page-head{background:var(--bg);position:relative;z-index:1;padding:72px 0 56px;border-bottom:1px solid var(--line)}
.page-head h1{font-size:clamp(38px,5vw,56px);font-weight:800}
.page-head p{color:var(--muted);font-size:19px;margin:16px 0 0;max-width:640px}

/* form card */
.offer{background:var(--surface);border-radius:16px;padding:32px;box-shadow:0 20px 50px rgba(0,0,0,.08);border:1px solid var(--line);width:100%;max-width:460px;justify-self:end}
@media (max-width:760px){.offer{justify-self:stretch;max-width:none;padding:24px}}
.offer h2{font-size:26px;font-weight:700}
.offer .hint{color:var(--muted);font-size:15px;margin:6px 0 18px}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:14px;font-size:14px;font-weight:600}
.field input,.field select,.field textarea{font:inherit;font-weight:400;font-size:16px;padding:13px 14px;border:1px solid var(--line);border-radius:8px;background:var(--surface);color:var(--ink);min-height:48px}
.field textarea{min-height:84px;resize:vertical}
.field.invalid input,.field.invalid select{border-color:var(--error)}
.err{color:var(--error);font-size:13px;font-weight:500;min-height:0}
fieldset.pref{border:0;padding:0;margin:0 0 14px}
fieldset.pref legend{font-size:14px;font-weight:600;margin-bottom:6px;padding:0}
.seg{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.seg label{position:relative}
.seg input{position:absolute;opacity:0;inset:0}
.seg span{display:flex;align-items:center;justify-content:center;min-height:46px;border:1px solid var(--line);border-radius:8px;font-size:15px;font-weight:600;cursor:pointer;background:var(--surface)}
.seg input:checked+span{border-color:var(--red);background:var(--red);color:var(--on-red)}
.seg input:focus-visible+span{outline:3px solid var(--red-ink);outline-offset:2px}
.consent{display:flex;gap:8px;align-items:flex-start;font-size:12px;line-height:1.45;color:var(--muted);margin-top:12px}
.consent input{margin-top:2px;width:18px;height:18px;flex:none}
.offer .btn{width:100%;margin-top:4px}
.back{font:inherit;font-size:14px;background:none;border:0;color:var(--muted);cursor:pointer;padding:8px 0;margin-top:6px;text-decoration:underline}
.done h2{margin-bottom:10px}
.done p{color:var(--muted);margin:0 0 10px}
.steps-dots{display:flex;gap:6px;margin-bottom:14px}
.steps-dots i{height:4px;flex:1;border-radius:4px;background:var(--line)}
.steps-dots i.on{background:var(--red)}

/* steps */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px;margin-top:44px}
.step{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:28px}
.step b{display:block;font-size:34px;font-weight:800;color:var(--red-ink);line-height:1;margin-bottom:14px}
.step h3{font-size:20px;margin-bottom:8px}
.step p{margin:0;color:var(--muted);font-size:16px}
.center-link{text-align:center;margin-top:28px;font-weight:600}

/* compare */
.table-box{overflow-x:auto;background:var(--surface);border:1px solid var(--line);border-radius:14px;margin-top:36px}
table.compare{width:100%;min-width:560px;border-collapse:collapse;font-size:16px}
.compare th,.compare td{text-align:left;padding:18px 22px;border-bottom:1px solid var(--line);vertical-align:top}
.compare tr:last-child th,.compare tr:last-child td{border-bottom:0}
.compare thead th{font-size:15px}
.compare thead th.us{background:var(--band);color:var(--band-ink)}
.compare td.us{font-weight:600}
.compare td.them,.compare thead th.them{color:var(--muted)}

/* situations list */
.sit-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(340px,1fr));column-gap:48px;margin-top:36px}
.sit-list p{margin:0;padding:18px 0;border-bottom:1px solid var(--line);color:var(--muted);font-size:16px}
.sit-list a{display:block;font-weight:700;font-size:17px;text-underline-offset:3px;margin-bottom:4px}

/* faq */
.faq{background:var(--surface);border:1px solid var(--line);border-radius:14px;margin-top:32px}
.faq details{border-bottom:1px solid var(--line)}
.faq details:last-child{border-bottom:0}
.faq summary{list-style:none;cursor:pointer;padding:20px 56px 20px 26px;font-weight:700;font-size:17px;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:26px;top:16px;font-size:24px;font-weight:500;color:var(--red-ink)}
.faq details[open] summary::after{content:"\2013"}
.faq .a{padding:0 26px 22px;color:var(--muted);margin:0}
.faq-group{margin-top:48px}
.faq-group h2{font-size:26px;font-weight:800}
.faq-group .faq{margin-top:16px}

/* cta band */
.band{background:var(--band);color:var(--band-ink);position:relative;z-index:1}
.band .inner{max-width:900px;margin:0 auto;padding:88px 24px;text-align:center}
.band h2{font-size:clamp(32px,4.4vw,48px);font-weight:800}
.band p{color:var(--band-muted);font-size:19px;margin:16px 0 28px}
.band .row{display:flex;flex-wrap:wrap;gap:20px;justify-content:center;align-items:center}
.band a.plain{color:var(--band-ink);text-decoration:none;font-weight:600}

/* prose pages */
.prose{padding:64px 0 88px}
.prose h2{font-size:30px;font-weight:800;margin:48px 0 14px}
.prose h2:first-child{margin-top:0}
.prose p{margin:0 0 14px;max-width:70ch}
.prose ul{padding-left:22px;margin:0 0 14px}
.prose li{margin-bottom:8px}
.commit{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin:20px 0}
.commit div{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:22px}
.commit h3{font-size:18px;margin-bottom:6px}
.commit p{margin:0;color:var(--muted);font-size:16px}
.creds{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:24px;margin-top:16px}
.creds p:last-child{margin-bottom:0}

/* process */
ol.process{list-style:none;padding:0;margin:8px 0 0;counter-reset:p}
ol.process li{counter-increment:p;display:grid;grid-template-columns:56px 1fr;gap:18px;padding:24px 0;border-bottom:1px solid var(--line)}
ol.process li::before{content:counter(p);display:flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:50%;background:var(--red);color:var(--on-red);font-weight:800;font-size:18px}
ol.process h3{font-size:20px;margin-bottom:6px}
ol.process p{margin:0;color:var(--muted)}
.callout{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:28px;margin-top:40px}
.callout h2{margin-top:0}

/* situations page */
.sit-jump{display:flex;flex-wrap:wrap;gap:8px;margin-top:24px}
.sit-jump a{border:1px solid var(--line);background:var(--surface);color:var(--ink);text-decoration:none;font-size:14px;font-weight:600;padding:10px 14px;border-radius:999px;min-height:40px;display:inline-flex;align-items:center}
.sit{padding:44px 0;border-bottom:1px solid var(--line);scroll-margin-top:16px}
.sit h2{font-size:30px;font-weight:800;margin:0 0 12px}
.sit p{max-width:70ch;margin:0 0 16px;color:var(--muted)}
.help{background:var(--surface);border:1px solid var(--line);border-left:0;border-radius:12px;padding:20px 22px;max-width:70ch;box-shadow:inset 4px 0 0 var(--red)}
.help strong{display:block;color:var(--ink);margin-bottom:4px}
.help p{margin:0;color:var(--ink)}

/* contact */
.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:48px;align-items:start;padding:56px 24px 24px}
.details dl{margin:0;display:grid;gap:18px}
.details dt{font-size:14px;font-weight:600;color:var(--muted)}
.details dd{margin:2px 0 0;font-size:17px}
.next{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-top:28px}

/* footer */
footer.site{background:var(--foot);color:var(--foot-ink);position:relative;z-index:1}
.foot{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:36px;padding:56px 24px}
.foot a{color:var(--foot-ink);text-decoration:none}
.foot a:hover{text-decoration:underline}
.foot .col{display:flex;flex-direction:column;gap:10px;font-size:15px}
.foot .brandline{display:flex;align-items:center;gap:10px;color:#fff;font-weight:700;font-size:18px}
.foot .brandline img{height:32px;width:auto}
.foot .tag{color:#fff;font-weight:600}
.legal{border-top:1px solid #2a2a2a;padding:18px 24px;font-size:13px;color:#9A9A9A;max-width:1200px;margin:0 auto}

.page[hidden]{display:none}
.visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-err{color:var(--error);font-size:14px;margin:10px 0 0}
.btn[disabled]{opacity:.6;cursor:wait}